[Deleted]

Anyone have any recommendations for companies to get art insurance from?
I've previously used towergate insurance, but would be interested in exploring other suggestions.
Thanks.

[leighdrive]

www.hiscoxcollections.com/insurance-for-art-collections

I use them.. very easy to get cover.

[Deleted]

Thanks leighdrive.

[Global Art Traders]

Take a look at globalarttraders.com and click the Brownhills link at the top of the home page. Alex at Brownhills will be glad to talk you through it all.

[Morfx]

Jan 20, 2018 15:47:54 GMT 1 Global Art Traders said:

Take a look at globalarttraders.com and click the Brownhills link at the top of the home page. Alex at Brownhills will be glad to talk you through it all.

Or go directly to Brownhills..

[siveone]

Some home insurances provide additional art insurance within their normal house insurance and/or addditonal services which depends on the total value of art. In some cases this is cheaper than additonal art insurances. I know that AXA for example have these services.
Thanx for the other advices.

[Global Art Traders]

Morfx - I wasn't trying to get him to visit our site just for the sake of it. We have an agreement with Brownhill's and people who quote GAT get a discount. They also have specialist art advisors and Alex is the main guy. It saves a bit of time as Brownhills deal with a lot of other types on insurance, not just art. just trying to help the chap out!

Also, someone mentioned AXA - Axa under write Brownhills Love Art Insurance policies.

[siveone]

Jan 20, 2018 16:44:54 GMT 1 Global Art Traders said:

Morfx - I wasn't trying to get him to visit our site just for the sake of it. We have an agreement with Brownhill's and people who quote GAT get a discount. They also have specialist art advisors and Alex is the main guy. It saves a bit of time as Brownhills deal with a lot of other types on insurance, not just art. just trying to help the chap out!

Also, someone mentioned AXA - Axa under write Brownhills Love Art Insurance policies.

Thanx for the note!

[kaos]

I hesitate as I write this because recently anything one says here on this forum is seen as affront by someone or other but I recommend Brownhills.

[londonfx]

I use hiscox to cover my collection (up to £80k standard) alongside Halifax for my home insurance

[Deleted]

Jan 20, 2018 18:42:05 GMT 1 londonfx said:

I use hiscox to cover my collection (up to £80k standard) alongside Halifax for my home insurance

Total?

Whats the max per item?

Please :-)

[londonfx]

It’s a blanket cover for £80k. I don’t think there is a limit for a single item

[John The Badgers]

Depending on value of the items obviously, but my home insurance is via Aviva, and they are very good with the cover as standard, very broad, covers quite a bit, and if you have a few items of particular value, the premium I have found to be quite reasonable? All the best.

[Deleted]

Jan 20, 2018 18:44:08 GMT 1 @bren said:

Jan 20, 2018 18:42:05 GMT 1 londonfx said:

I use hiscox to cover my collection (up to £80k standard) alongside Halifax for my home insurance

Total?

Whats the max per item?

Please :-)

I think if your collection is worth over £250,000 you need to call up, otherwise you just state your collection worth to get a quote. I didn't need to state individual values when I checked for an online quote today.

I am currently with nationwide where I needed to tell them the value of each item but if I needed to make a claim they would need an up to date valuation from an art valuer or reputable gallery. I've been struggling to get replies and actual valuations hence looking into Hiscox

[Deleted]

Jan 20, 2018 20:16:32 GMT 1 @araplatoon said:

Jan 20, 2018 18:44:08 GMT 1 @bren said:

Total?

Whats the max per item?

Please :-)

I think if your collection is worth over £250,000 you need to call up, otherwise you just state your collection worth to get a quote. I didn't need to state individual values when I checked for an online quote today.

I am currently with nationwide where I needed to tell them the value of each item but if I needed to make a claim they would need an up to date valuation from an art valuer or reputable gallery. I've been struggling to get replies and actual valuations hence looking into Hiscox

Cheers

This isn't directed at yourself araplatoon or any particular insurance company

 I have to list everything over £xk with my company which makes sense. I had to have it on a spreadsheet with what I paid for it and current value. 

We all dearly love insurance companies, and they are wonderful to deal with while we are paying premiums, but do, please check what you are and are not covered for, as we should all know, they will fuck you off without paying a thing!

It isn't a good thing to presume you are covered

As an example, if you have anything say over £5k ask them what would happen if that piece was stolen or soaked in a flood, or fell off a wall and you hadn't listed it as a separate item.

I know this is obvious stuff.  just passing the time :-)






 

[Larry David]

Hiscox - end of . Great to deal with , customer service Vodafone would die for.....

[JW]

Jan 20, 2018 21:28:21 GMT 1 Larry David said:

Hiscox - end of . Great to deal with , customer service Vodafone would die for.....

Use them for home and contents insurance and used to agree.  However they have not replied to any emails I've sent in the past couple of years.

I've gone to Brownhill / Axa Art for the artwork instead.  

[FЯ]

Jan 20, 2018 22:18:52 GMT 1 JW said:

Jan 20, 2018 21:28:21 GMT 1 Larry David said:

Hiscox - end of . Great to deal with , customer service Vodafone would die for.....

Use them for home and contents insurance and used to agree.  However they have not replied to any emails I've sent in the past couple of years.

I've gone to Brownhill / Axa Art for the artwork instead.  

A couple of years? Are you serious.

Phone them ffs, it takes 2 mins.
they are really professional over the phone.

[JW]

Jan 20, 2018 22:25:31 GMT 1 FЯ said:

Jan 20, 2018 22:18:52 GMT 1 JW said:

Use them for home and contents insurance and used to agree.  However they have not replied to any emails I've sent in the past couple of years.

I've gone to Brownhill / Axa Art for the artwork instead.  

A couple of years? Are you serious.

Phone them ffs, it takes 2 mins.
they are really professional over the phone.

Allow me a little respect.  I'm not an idiot.  Of course I called them.  But don't list an email address if you're not going to answer queries.  I'm not allowed to use a mobile phone while at my desk and all work phone calls are recorded.  So I have to invest work time to call them on the personal mobile.  Not ideal if you can't sort things out in a short amount of time.

I called again recently about adding other items/removing the art, I was told I would get a call back and never did.  Had to call again.  They also previously forgot to update my address when I moved despite my clear instructions.

Trust me, I know a thing or two about customer service and generally give benefit of the doubt.  I genuinely liked them at first, but they've tripped up a few times recently.  

[FЯ]

Jan 20, 2018 22:42:02 GMT 1 JW said:

Jan 20, 2018 22:25:31 GMT 1 FЯ said:

A couple of years? Are you serious.

Phone them ffs, it takes 2 mins.
they are really professional over the phone.

Allow me a little respect.  I'm not an idiot.  Of course I called them.  But don't list an email address if you're not going to answer queries.  I'm not allowed to use a mobile phone while at my desk and all work phone calls are recorded.  So I have to invest work time to call them.  Not ideal.

I called again recently about adding other items/removing the art, I was told I would get a call back and never did.  Had to call again.  They also previously forgot to update my address when I moved despite my clear instructions.

Trust me, I know a thing or two about customer service and generally give benefit of the doubt.  I genuinely liked them at first, but they've tripped up a few times recently.  

Fair enough.

it now sounds like you need a new job, who is your boss? Stalin?

[Adam The Collector]

All this is excellent information but what if we live in the states? Am I still able to be covered under Brownhills or would you recommend a company in the U.S.?

[Karl Read]

Also with Hiscox, I would definitely recommend.

[Deleted]

Thanks everyone for the feedback, very helpful, and very much appreciated.

[Flashback]

Has anyone here actually claimed on their art insurance before? If so, how did it go?

[Deleted]

Jan 21, 2018 11:22:58 GMT 1 Flashback said:

Has anyone here actually claimed on their art insurance before? If so, how did it go?

Not me personally but I think there was a horrible thread about a stolen Banksy on here. The believe the owner was with Hiscox who were brilliant they said.

If I can locate the thread I'll post it, my memory isn't great so it may not have been Hiscox

[tezpellet]

very helpful info here, many thanks to all who contributed,
Stalin is awful to work for fyi !

[Deleted]

Just a little update, Hiscox won't insure my art due to my postcode. As they are a relatively small/niche company they don't cover all areas

[pm]

Very strange Hiscox don’t ask for a postcode on the calculator for a quote?

[docean]

Long shot, but anyone from Florida have insurance?

Most places have in the fine print that they don’t cover wind & water damage (aka hurricanes) which is probably the biggest threat to my collection.

[Fuzzyduck121]

I’ve used hiscox without issue
For me I had a single item limit of 25k unless I specified the pieces
Just check your policy if you are with them and advise if any high value items otherwise the single limit will apply